Multiple cards.
Total control.
With Klutch, you can issue cards for your entire family and remain in control of each card. All features can be stacked and set on both physical and virtual cards.
Code your own MiniApp to power your Klutch credit card
MiniApps are like apps to power your Klutch credit card. These can be installed on your account and run every time you use your Klutch card, ultimately making your card smarter every day. MiniApps let you automate your finances like tracking your spend, paying bills, set card controls, and more.
Life is too busy to track and monitor yourself the way you want. Klutch is built to be flexible, yet powerful, as it works in the background. So go ahead and focus on the things you enjoy. Klutch has you covered.
Earn up to 3% cashback with 100% control of where it goes, from a brokerage account to that favorite charity!
Customize your Alloy Card by choosing automations that free you up to focus on the things you love to do.
Put the power of automation to work for you, achieving much more than any regular credit cards, hassle-free.
We’ve built the infrastructure, you got it from here. Any Klutch cardholder can build their own MiniApp for the Klutch marketplace. We started the process for you, check out all MiniApps built by the Klutch team. It’s all open sourced.
Start building today with the Klutch developer portal which provides self-service APIs, components and other tools.
These are just a few examples of potential MiniApps you can build.
Automatically pay your bill on time, or by transaction, or when you are billed.
Automatically donate your cashback to your favorite charity whenever you want..
Automatically send your cashback to your brokerage account or your Robo-Advisor at your convenience.
Automatically buy carbon credits every time you purchase something that emits CO2.
Create virtual card numbers for each place you shop.
Set location controls to where your card can be used.
Set the days and times your card is active.
Set how much you can spend per day, week, month.
Quickly turn your card off if you misplace it or if you want to stop any purchases.
Turn off unauthorized contactless use of your card.
Turn off swipes.
Block any purchase you are not present for.
Every transaction is easily identifiable since Klutch provides the real store name.
Get purchases from multi-category stores (like Amazon) broken down in their real categories.
Export your transactions in real-time to your own spreadsheet.
Easily understand in real-time how much you spend on any trip by category and place.
While the team at Klutch is building exciting MiniApps that make our user’s financial life seamless, we invite you to join us in building new ones. Using our API, program your own MiniApp to solve a unique problem, and add it to our marketplace so all of our users can benefit from it too.
Join our waitlist to get early access. You can sign up for the Klutch Debit card, Klutch Credit card or both!
Once approved, you'll be able to start using your virtual cards while you're waiting for your physical copy to arrive.
Explore our marketplace of MiniApps and choose the ones you want by installing them to your account.
Use your card at both physical and e-commerce stores, your installed MiniApps will run with each transaction, saving you time, money, and effort.
Keep your cash where you want
Transfer money between banks at no cost
We won’t charge you to hold this account
A premium credit card powered by MiniApps.
All of the programmable MiniApps of the Klutch debit card plus the benefit of a credit card and a customizable rewards program.
With Klutch, you can issue cards for your entire family and remain in control of each card. All features can be stacked and set on both physical and virtual cards.
