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Unlimited physical and virtual credit card numbers

Create credit card numbers connected to your account as you need

Automate how you pay

Protect Your Privacy

Create different credit card numbers for every online merchant, so you are never vulnerable.

donate to your favorite charity

Easy and Convenient

Easily check card numbers in the Klutch app to checkout quickly.

invest on your own terms

Disposable Cards for 1-time Transactions

Create cards that automatically lock after the first use so you don't have to worry about additional charges.

Klutch MiniApp: reduce your carbon footprint by buying carbon credits every time you purchase something

Prevent Overspending

Create custom spending limits to prevent additional charges and fees.

Klutch MiniApp: control when you spend. set times and days you card is active

Merchant Specific Cards

Reduce your exposure to online hacks. Easily and individually lock cards for merchants that are hacked.

Klutch MiniApp: control where you spend using location controls

Control Where and where you Spend

Set controls on your card to block transactions based on merchants, categories, days and more.

Klutch MiniApp: control how much you can spend per day per week per month

Great for "Free" Trials

Use virtual cards to prevent charges past the "free" trial period.

Klutch MiniApp: control want you spend by store name or category

Allowances for your Kids

Create cards for every child and track their spend in real-time. Make changes in 1-click.

Klutch MiniApp: lock your card easily via mobile app

Your Card

Quickly turn off each individually card if you misplace it. Your other cards will still work as normal.

Klutch MiniApp: Block contactless purchases

No Downside Reservations

Create card numbers for reservations without being worried about penalties.

Klutch MiniApp: block swipes

Use In Store & Online

Only virtual cards that you can add to your Apple or Google wallet for in store purchases

Klutch MiniApp: block suspicious purchases or purchases you are not present for

Cards for every category

Create cards for every type of spend you are on top of where your money is going.

Klutch Credit CardKlutch Credit Card

The Card powered by an app store of features

The Klutch credit card is fueled by MiniApps. MiniApps are like apps to power your Klutch credit card. These can be installed on your account and run every time you use your Klutch card, ultimately making your card smarter every day. MiniApps let you automate your finances like tracking your spend, paying bills, set card controls, and more.  

Life is too busy to track and monitor yourself the way you want. Klutch is built to be flexible, yet powerful, as it works in the background. So go ahead and focus on the things you enjoy. Klutch has you covered.

What our users are saying...

I’ve been looking for something like Klutch for years, using hacky solutions to do in hours what I set up with Klutch in minutes. It’s really powerful, with granular control and customization I haven’t found anywhere else. I love that it just gets better over time.

Founding Software Engineer

I always had this problem with autopay whether it’s for a subscription or other bills I have. The ability to use the Klutch App to create cards with spending limits solved that in a brilliant way. I learned today that a bill I pay $10 monthly, tried to charge me an annual renewal fee of almost $300. Not with the Klutch card! Every other product is slow and gets you 80% there. Klutch is a game changer.

Technical Lead, Engineering

Klutch is making me rethink how credit works. It puts more information and customization in my hands, and puts more in control of how my credit card. Even my spouse sometimes asks, can we put it on your special card?

Agile Product Manager

Developer Hub

Program your card to work for you.

Flex your creativity and build solutions for your money alongside other developers. Head to the Klutch developer portal which provides self-service APIs, components and other tools.

Developer Portal: Code your own MiniApp and submit it to be included on the Klutch app

How Does
Klutch Work?



Download our App to sign up for the  Klutch Credit card


your card

Once approved, you'll be able to start using your virtual cards while you're waiting for your physical copy to arrive.


Explore our

Explore our marketplace of MiniApps and choose the ones you want by installing them to your account.


Enjoy Your Card, by your own rules

Use your card at both physical and e-commerce stores, your installed MiniApps will run with each transaction, saving you time, money, and effort.

Benefits that
don't disappoint

A premium credit card powered by MiniApps.


Credit Card


No Annual Fee

Up to 6% Cash Back *

Up to 18% APR

No foreign transaction fees

Unlimited physical and virtual cards

* 1% cash back on all categories + up to 6% on monthly deals
multiple card, total control. you can issue physical or virtual cards for members of the family

Multiple cards.
Total control.

With Klutch, you can issue cards for your entire family and remain in control of each card. All features can be stacked and set on both physical and virtual cards.