Connect your accounts, see all your finances in one place, and stay organized with Mini Apps.
Apply in minutes
Up to 3% cashback on purchases
Multiple Virtual Cards
Apply in minutes
3% cashback on every purchase
Enjoy low APR
Apply in minutes
3% cashback on every purchase
Enjoy low APR
Apply in minutes
3% cashback on every purchase
Enjoy low APR
Ask Klutch AI about your spending, get daily insights, and set rules in plain English. Link your other cards and bank accounts to see all your finances in one place. Then add Mini Apps like budgets, subscription tracking, and virtual cards. Only what you need.
Our ecosystem of skills that is always expanding, giving you access to the tools, features, and integrations you need.
Choose your card and plan designed to fit your lifestyle.
Get the Metal Card: 3% cash back*, unlimited virtual cards, zero foreign transaction fees.
Get the Klutch Card with AI built in, or connect the cards you already have with Klutch Connect.
A Visa card you control from the app. Get AI insights on your spending, set rules in plain English, and add Skills like budgets and virtual cards.
Connect the cards and bank accounts you already have, and do everything you need to organize your finances with AI. No new card needed.
Get even more out of your card with perks that let you pay your own way.
What people are saying about their Klutch Card
"As a software engineer Klutch gives me access to all my spending data which allows me to build interesting products and gain deeper insights into my spending.”
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"The Mini App centered platform Klutch built is the future of banking. I get access to the newest and best features from any top credit card directly in Klutch. I no longer have to log in and download 10+ different apps or accounts, its all right there in Klutch. I cant wait to see which Mini App comes next!"
"I’ve been looking for something like Klutch for years, using hacky solutions to do in hours what I set up with Klutch in minutes. It’s really powerful, with granular control and customization I haven’t found anywhere else. I love that it just gets better over time."
The Klutch spend card works like any other card. You open your account, and add funds to the card. Once the funds are added you can use them to pay for products and services anywhere Visa is accepted.
Mini Apps are programs, functions or automations that customize your card experience and make the card work for you.
You install a Mini App by going into our Mini App gallery and clicking on Install.
Mini Apps monitor your transactions, perform calculations and even control decline or approve transactions on your behalf.
Most of our users gets approved instantly, a few might require additional time. We approve 90% of those cases within a day.
Klutch grew from our belief that people should demand more from technology. So when we noticed a critical need for more control and flexibility in how people make payments, we went to work pioneering a framework that delivered just that.
