Merchant Card

Make unique credit card numbers connected to your account at will lock to the first store you use that credit card number with. After that, that credit card number will only work at that specific merchant or store.


Spend Controls

Merchant Card

Create a card that is locked to a single merchant

Transactions on other merchants will not go thru

Transactions on other merchants will not go thru

Perfect for purchases where you don't trust the provider

Perfect for purchases where you don't trust the provider


Merchant Card


Watch Demo


Get real insight from real people who use this app.

Mia Kennedy

Fantastic for online and in-store shopping; locks to merchants instantly, making it super secure.

Nicholas Lawson

Game Changer! Love using this for websites I use one time or that I don’t trust. I want to make sure they are not selling my credit card number information to be used at other places.

Anna Bennett

I use this all time! Create a new card number for every online merchant. This way if that website gets hacked, I can just lock that card. No more calling to get a new card and needing to change all my accounts online!

Us vs. them

How we compare

See how this Klutch app performs against the competition.

Competitor Apps

Klutch App

Use it for free and manage it from the same app as your card

Free unlimited cards
No foreign transaction fees
Up to 6% cashback
Advanced spending limits
Learn more


Download a separate app

Only 12 cards per month
3% foreign transaction fee
No cashback
Basic spending limits

Get More

It’s all part of Klutch

Klutch is a new kind of credit card: one that’s powered by apps like this one. Our platform-first approach gives you true flexibility and control, making it a card unlike any you’ve had before.

an iPhone showing the App Gallery in the Klutch App


Recommended for you

Get all the tools, features, and integrations you need. Because our ecosystem of apps is always expanding, there’s always more to discover.

Start adding to your Klutch today


Join the ecosystem

What the future looks like is up to you. You can build your own Mini App with Klutch and help build the future of credit cards, one Mini App at a time.