One of the biggest frustrations with credit cards? You’re stuck with one payment due date, a fixed structure, and the constant worry that you might forget and rack up interest. But with Klutch’s Custom Autopay Mini-App, you get the benefits of credit—cash back, fraud protection, pay-later flexibility—without the stress of traditional billing.

This mini-app gives you total control over how and when you pay your balance, so your credit card works more like a smart debit card—with all the upside and none of the downside.

How It Works

Once installed, the Custom Autopay Mini-App lets you create your own payment rules. You decide:

• When to pay: Choose to pay daily, weekly, monthly, or whenever your balance hits a specific amount
• How much to pay: Cover the full balance, a fixed dollar amount, a percentage of your balance, or even just the minimum due
• What to target: Pay off the current balance, the outstanding balance, or just recurring charges you want to clear regularly

It’s the flexibility of a credit card with the predictability of a debit card—on your terms.

Why It Matters

Most credit cards operate on their own schedule. You get one due date, one statement cycle, and not much room to adapt your payments to how you actually budget.

With Klutch, that model is flipped. You can set autopay to match your cash flow. For example:

• Want to pay off your balance every Friday, like a payday routine? Done.
• Prefer to keep your balance under $300 at all times? We’ll monitor and auto-pay once it crosses that line.
• Want to avoid carrying more than 30% of your limit to help your credit score? Easily handled.

And you can update or pause your autopay settings anytime, directly from the app.

The Best of Both Worlds

• Credit card rewards and protections
• No surprise interest or forgotten payments
• Flexible, real-time payment automation
• Custom control that adapts to your financial habits

Take the worry out of paying your card.
Install the Custom Autopay Mini-App and turn your Klutch card into the most flexible, responsible credit experience you’ve ever had.

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