ARTICLES

Meet Your Money’s New Best Friend

Klutch AI Insights Mini-App

Ever wonder where your money actually goes? Or why your grocery bill feels higher this month? What about how much you’ve spent on subscriptions this year?

With the Klutch AI Insights Mini-App, you don’t have to guess.

Built directly into the Klutch app, this mini-app helps you understand your spending—clearly and in real time. It surfaces new, personalized financial insights every day and lets you ask questions about your money like you’re chatting with a real financial assistant. Except faster.

Ask Anything. Seriously.

The Klutch AI Insights Mini-App lets you ask questions about your spending in plain language:

  • “How much did I spend last month?”
  • “What’s my biggest spending category this week?”
  • “Have any subscriptions increased in price?”
  • “Am I spending more on food delivery than last month?”
  • “Did I get charged twice by [merchant]?”

You get instant, understandable answers—no spreadsheets, no digging through transaction history.

Insights That Come to You

Even if you don’t ask anything, the app still works for you. Every day, Klutch AI reviews your recent activity and surfaces a new insight—something useful, surprising, or just helpful to know. You might see:

  • A spike in a specific category
  • A new recurring charge you hadn’t noticed
  • A reminder that your rent hasn’t hit yet
  • A suggestion to move recurring expenses to a dedicated card for better tracking

These insights are designed to help you catch issues early, optimize your habits, and feel more confident about your money—all without lifting a finger.

Why It’s Different

Budgeting apps give you charts. Klutch gives you answers.

By combining real-time transaction data with smart natural language processing, the AI Insights Mini-App turns raw information into clear, actionable insights—tailored to you. And because it’s built into your Klutch card experience, there’s nothing to sync or connect. It just works.

Start getting smarter with your money—one insight at a time.
Install the Klutch AI Insights Mini-App and start asking questions, spotting patterns, and making better decisions daily.

About klutch

We’re on a mission to make your life better, one breakthrough app at a time.

Klutch grew from our belief that people should demand more from technology. So when we noticed a critical need for more control and flexibility in how people make payments, we went to work pioneering a framework that delivered just that.

ABOUT KLUTCH
Renato steinberg - ceo
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A portrait of Renato Steinberg