For years, managing a credit card has meant navigating apps, digging through statements, or translating financial jargon into something usable. Even with modern fintech, the experience is still mostly structured around menus, filters, and predefined workflows.

Klutch MCP changes that.

What is Klutch MCP?

Klutch MCP (Model Context Protocol) is a new way to interact with your Klutch card using natural language. Instead of tapping through screens, you can simply ask questions in plain English and get clear, direct answers.

It works seamlessly with your favorite LLMs, turning them into an intelligent interface for your finances.

Ask Anything, Get Answers Instantly

With Klutch MCP, you can ask questions like:

• “How much did I spend on dining last month?”
• “What subscriptions am I paying for right now?”
• “Did I go over my budget this week?”
• “What was my largest purchase in February?”
• “How much cashback have I earned this year?”

You can also ask Claude or ChatGPT to do changes to your card:

• “Lock all the cards I haven't used in the last month”
• "Create a rule so my restaurant cards only work at restaurants from 8pm to 12am"
• "Make my child card only work for in-person transactions below $50"
• "I want my 'bars' card to only work during the weeekends"

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No filters. No dashboards. Just answers.

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Built for the Way People Actually Think

Most financial tools force users to adapt to how software is designed. Klutch flips that model.

Instead of:

• Searching through categories
• Exporting transactions
• Manually calculating totals

You simply describe what you want to know.

Klutch MCP understands context, intent, and history, so you can ask follow-up questions naturally:

• “Break that down by category”
• “Compare it to the previous month”
• “Why did it increase?”

Your Favorite LLM, Now Financially Aware

Klutch MCP integrates directly with leading LLMs, so you can stay in the tools you already use.

This means:

• No new app to learn
• No switching contexts
• No rigid interfaces

Your AI assistant becomes your financial copilot, powered by real transaction data from your Klutch card.

More Than Just Answers

Because MCP provides structured access to your financial data, it opens the door to more advanced use cases:

• Automated financial insights
• Personalized recommendations
• Smarter budgeting workflows
• Integration with other AI-powered tools

It is not just about querying your data. It is about unlocking entirely new ways to interact with it.

The Bigger Picture

Klutch has always been about turning the credit card into a platform. With mini-apps, we enabled automation. With MCP, we enable conversation.

Together, they represent a shift from static finance to programmable, intelligent money management.

Get Started

If you are already using Klutch, getting started with MCP is simple. Connect your Klutch account to your preferred LLM and start asking questions.

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Connect to Claude:

1. Go to "Settings" and click on "Connectors"
2. Click "Add Custom Connector"
3. Type "Klutch" as the name and "https://mcp.klutchcard.com" as the Remote MCP Server URL
4. Click "Add"

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Connect to ChatGPT:

1. Go to "Settings" and click on "Apps"
2. Click on "Advanced Settings" and turn on "Developer Mode"
3. Click on "Create App"
4. Type "Klutch" as the name and "https://mcp.klutchcard.com" as the MCP Server URL
5. Click "Create"

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