Most budgeting tools simply show you how much you already spent—after it’s too late to do anything about it. The Klutch Monthly Budget mini-app takes a different approach: it gives you the power to act before you go over budget.

With the Klutch Monthly Budget mini-app, you can set a custom monthly budget across all your Klutch Cards—or target specific categories, like dining, entertainment, or travel. But unlike traditional budgeting apps that just track your expenses, Klutch lets you take control with built-in spending controls.

Once your monthly limit is reached, Klutch can:

• Block additional transactions until the next month begins
• Send you real-time alerts as you approach your limit
• Automatically decline purchases that would push you over your budget

This means no more “oops” moments at the end of the month. You’ll always know where you stand—and you’ll have the tools to stick to your plan.

Proactive, Not Reactive

Traditional budgeting apps analyze your transactions after the fact. Klutch is different. Because it’s built directly into your card experience, it can intervene before you overspend.

That’s especially helpful if you:

• Want to avoid impulse spending
• Are working toward savings goals
• Need to manage a tight budget

Simple to Set Up, Flexible to Use

You can create or adjust your monthly budget right from the Klutch app—no spreadsheets or third-party software required. Want to allow some flexibility? You can configure soft limits with warnings, or hard limits that stop spending entirely.

Take control of your money, not just your data.
The Klutch Monthly Budget mini-app makes budgeting smarter, safer, and more actionable. Try it free with your Klutch Card.

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