ARTICLES

Take Control with the Private Card Mini-App

When you want privacy and control over your purchases, Klutch delivers. With our Private Card mini-app, you can create a customized card experience that keeps your details discreet and your transactions fully in your hands.

Whether you’re shopping for a gift, testing a new service, or just prefer not to share your billing address with every merchant, the Private Card mini-app lets you adjust how your card behaves—without compromising your security or flexibility.

What You Can Do with a Private Card

The Private Card mini-app gives you three powerful features that work together:

1. Use a Private Address

Don’t want your personal address on file with a merchant? With this mini-app, you can assign a custom billing address to your card. It's perfect for anonymous purchases, sensitive orders, or any time you want an extra layer of separation between your identity and your transactions.

You’ll be able to fill in:

  • Street
  • Complement (e.g. Apt #, Suite #)
  • City
  • State
  • ZIP code

This address overrides your main profile and is used only for that card.

2. Rename Your Transactions

Want more discretion in your transaction history? You can rename all purchases made with this card. Instead of seeing the original merchant name, you'll see a label of your choosing. For example:

  • “Wellness Purchase”
  • “Gift”
  • “Personal Expense”

This is especially useful if you share statements or just want clearer organization on your end.

3. Customize Your Notifications

You control who gets notified—and how. You can:

  • Turn off notifications entirely for this card
  • Redirect alerts to a different email or phone number

That means no unnecessary alerts, no overlap with your main inbox, and more tailored privacy.

Flexible and Reversible

You can switch a Private Card back to a standard card at any time. Just tap “Return to Normal” in the app, and all settings (address, labels, notifications) revert to default.

Why Use a Private Card?

Here are a few real-world reasons our users love this feature:

  • Discreet purchases for gifts, wellness, or other sensitive categories
  • Subscription testing with limited exposure of your personal info
  • Business vs personal separation without opening a second account
  • Shared accounts where different household members want privacy

Privacy Without the Hassle

The Private Card mini-app gives you privacy on demand—no extra approval, no waiting period, and no separate card number required. You keep all the benefits of your Klutch Visa Credit Card, including:

  • Cashback rewards
  • Access to AI-powered insights
  • Full transaction control

Just open the mini-app, adjust the settings, and go.

Try it now in the Klutch app.
Go private when you want. Go back when you’re done. That’s the power of mini-apps.

About klutch

We’re on a mission to make your life better, one breakthrough app at a time.

Klutch grew from our belief that people should demand more from technology. So when we noticed a critical need for more control and flexibility in how people make payments, we went to work pioneering a framework that delivered just that.

ABOUT KLUTCH
Renato steinberg - ceo
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A portrait of Renato Steinberg