Terms and Conditions‍

Earn a total of 6% cash back on eligible purchases made at merchants classified under MCC 5411 (Groceries Stores ) using your Klutch Credit Card starting 12:00 a.m. PDT on October 1, 2025, and ending 11:59 p.m. PDT on October 31, 2025. Your purchases will receive the standard 1% cash back automatically. Then, we’ll add the bonus 5% cash back on eligible purchases during the offer period. To qualify, your account must be in good standing and must not revolve a balance during the offer period (i.e., you must pay your statement balance in full). Purchases must meet all terms described in Klutch’s Terms of Service. Offer is non-transferable. You may not be eligible if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying. Transactions may fall outside the offer period if merchants delay submitting them or if the purchase date differs from the processing date. Excludes purchases of physical or electronic gift cards, and transactions made through third-party retailers, websites, or mobile applications. Eligible purchases are capped at $450 for this promotion. Rewards will be credited within 30 days after qualifying charges appear on your billing statement. If purchases are cancelled or returned, cash back may not be credited or may be reversed. Your card account must be active, not past due, and not have returned payments to receive the bonus. We may disqualify users or revoke rewards if we determine, at our sole discretion, that the offer was abused, misused, or gamed. This promotional benefit is in addition to the rewards already offered on your card. Klutch offers are dynamic and personalized, and the offers you see may change. For any questions, please contact support@klutchcard.com